When it comes to your house and finances, there is no such thing as being too cautious. There are a lot of roofing contractors out there who will bend the regulations to make things easier for themselves, which will cause difficulties for you and your roof. Even the most trustworthy contractors make mistakes now and again. That’s why knowing these four basic strategies to protect yourself when hiring a roofing contractor is crucial.
Problem with Workers’ Compensation: You hire a roofing contractor to repair a roof leak. One of their employees fails to follow necessary safety precautions and breaks his leg as a result. Because he was injured on your property, the employee holds you liable for his medical bills.You can get additional information at Bacon Roofing.
Roofers Compensation is a type of insurance that covers roofing-related injuries. If a roofing contractor has workers compensation, any injured workers are eligible to reimbursement for medical bills and lost wages. Make sure your roofing contractor is covered by workers compensation so you don’t have to deal with the hassle and expense of paying such fees alone.
Problem with Liability Insurance: After removing your shingles, your roofing contractor leaves your roof exposed. There is an unexpected storm that night. Water creeps into your home, causing damage to the sheetrock, carpet, and some of your expensive furnishings. Your roofing contractor is covered by liability insurance, but there are exceptions that prevent the interior of your structure from being covered. You end up having to pay to have the damages repaired.
Solution: If a roofing contractor causes damage to your home or facility, check to see if they have adequate liability insurance. As in the instance above, this will cover anything from smashed windows to damaged interiors. Some contractors have liability insurance, but their insurer has so many exclusions that it’s almost as if they don’t have any. Look for coverage that doesn’t exclude water damage caused by a roof that has been left open.
Problem with a Business License: To work on your roof, you employ a new roofing company. After a few months, you discover a leak. You attempt to call the company but are unable to locate their contact information. When you try to seek them up using their business licence, you discover that no such licence was ever given for that company. You are obligated to cover the costs of the repairs.
Solution: Make sure your roofing contractor has a business licence before hiring them. It could be a hint that they don’t know what they’re doing if they don’t have a licence. The corporation might easily go out of business or dissolve.
To instal a pitched roof in Utah, your roofing company must have both a shingle and a general roofing licence. A standard roofing licence is all that is required for a flat roof installation.
If a general contractor has a general contractor licence, he or she can lawfully instal a roof without a roofing licence. However, there have been numerous instances of general contractors branching out and installing roofs without the necessary skills. This generates issues for both building owners and home owners. In addition to their general contractor’s licence, a general contractor need obtain a roofing licence.